We Help Your Home Ownership Dreams Come True   You can purchase a home today without having to qualify for a typical bank loan. Our Lease to Own Program is a bridge or "stepping stone" to help you own a home now and get financing in the future.

How Our Lease to Own Program Works

We can help you purchase a home today with no bank qualifying required.

If you can afford a reasonable monthly payment and have a down payment, we can help you become a Home Owner today.

We provide you with financing terms for a short lease-to-own period (usually 1-3 years) until you are able to arrange your financing in the future. To purchase, you agree to provide a down payment (deposit), a fixed monthly payment, and a fixed price at the end of the Agreement which we agree on beforehand. You are considered the owner the day you move in and have the right to renovate or improve your property just like other owners.

The paperwork is simple, and there are no long drawn out approval processes. The Lease Purchase Agreement is short and outlines details such as the length of term, payment amounts, agreed to purchase price, and responsibilities. After we receive your initial deposits, verify your information and sign the paperwork, you can move into your new home!

At the end of the agreement term you have options to either obtain financing to complete the purchase, or we can discuss options to extend the term.

 BENEFITS:

• You can Move into Your Home Right Away!  - There are no long drawn out approval processes. After we receive your initial deposits and verify the information you provide to us, we sign the paperwork and you can move into your new home!

• You Gain Appreciation - If you make any improvements to the house you gain in the appreciated value. You also share in the appreciation over the purchase price.

• You Build Savings each Month - You won't be throwing your money away on rent. Every month we help you build your savings toward the final purchase price by giving you a monthly credit (often as much as $400/month)

• You Can Improve your Credit Score - If you have had some credit issues in the past that prevented you from getting traditional financing, our program can help. You gain valuable time to improve your credit score.

• Guaranteed Purchase Price - We agree on a fair purchase price at the start of the agreement and it is guaranteed for the length of the term!

• Pride of Home Ownership - You can be proud knowing you are providing a home for you and your family.